Money Folders is a great program that helps debit card users to setup and use an Envelope Style budget for the 21st century. This is not your ordinary budget/check register software but rather a powerful tool to regain control of your finances, that is based on the "Envelope Budgeting" system.
Money Folders is not simply a budget creation tool. It is also your electronic checkbook. Use it to record all of your transactions and automatically pull those funds from the selected folder.